HCX Protocol
v0.9
v0.9
  • Summary*
  • Glossary*
  • Context
  • Introduction to HCX*
  • Technical Specifications
    • Open Protocol
      • Registries*
        • QR Code Specifications*
      • Claims Data Exchange (HCX) Protocol
        • Message Flows*
          • Primary Message Flow
          • Additional Message Flows
            • Redirect
            • Forward
            • Intra Cycle Communication*
              • Seeking Supporting Information
              • Seeking Beneficiary Consent
              • Seeking Account Information
            • Relay
            • Third party Information sharing
          • Notifications
            • Categories
            • List of key topics
        • Message Structure
        • API Specifications*
          • Registry APIs
          • Primary Flow APIs
          • Supporting APIs
          • Notification APIs
        • Error Handling
      • Data Security and Privacy
        • Transport Security
        • Message Security and Integrity
        • API Security*
      • Audit and Reporting
    • Digital Network Policies
  • Domain Specifications
    • Domain Data Models
      • Handling Attachments
      • Handling Processing Errors
    • Terminologies
    • Domain Specific Languages (DSLs)
    • FHIR Implementation Guide*
  • Business Policy Specifications
    • Access Control (Roles)*
    • Guidelines for Participant Onboarding*
      • Sandbox process
      • Production onboarding (Go live)*
      • Potential De-boarding scenarios
    • Guidelines for Grievance Redressal
      • Scope of disputes
      • Involved participants
      • Guideline process for dispute resolution
      • Guidelines for leveraging FTA
      • Next steps
    • Guidelines for SLAs and ecosystem satisfaction
    • Guidelines for Operating charges
    • Guidelines for Beneficiary Authentication by Providers/Payors
    • Guidelines for Event audits
    • Reference Templates
      • HCX - Terms of use
      • Payer-Provider addendum
      • Payer-Policyholder addendum
    • Next steps
  • Use cases*
    • OPD
      • Typical Workflows
        • Cashless
        • Reimbursement
      • Mapping to the HCX protocol
        • Cashless
        • Reimbursement
    • IPD
      • Typical Workflows
        • Cashless
        • Reimbursement
      • Mapping to the HCX protocol
        • Cashless
        • Reimbursement
    • Implementation Considerations
  • Contributing to the protocol
  • Future Focus Areas*
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  1. Business Policy Specifications
  2. Guidelines for Grievance Redressal

Next steps

Envisioned next steps to a robust dispute resolution process for the ecosystem

An effective and comprehensive digital dispute resolution system is vital to the success of HCX. While this document refers to the first phase - commercial health insurance for in-patient procedures, the end goal is to resolve a majority of insurance claims related disputes before it reaches the legal system. Initiatives like integrating with various existing and emerging grievance resolution mechanisms in the insurance and healthcare ecosystem is important for HCX to achieve this vision.

Keeping this in mind, the policy guidelines workign groups would keep working to evolve the guidelines based on ecosystem needs. It would mainly cover following aspects:

  1. Further simplification and posiible automation of the process

  2. Broadening of scope for other use cases - reimbursement, OPD, etc.

  3. Integration of HCX scope into the larger ecosystem process like insurance ombudsman and other upcoming grievance redressal system in healthcare

PreviousGuidelines for leveraging FTANextGuidelines for SLAs and ecosystem satisfaction

Last updated 1 year ago

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